How To Transfer Money From Netspend To Paypal?

Below are the steps useful to transfer money from Netspend to a PayPal account. The market for prepaid debit cards is quite crowdy. Netspend, for example, markets its cards as an alternative to traditional payment methods like checking accounts, credit cards, and cash.

Fortunately for you, even if you use Netspend, you will still be able to transfer money from your Netspend to PayPal if you have a Netspend card.

Here’s how to do so, as well as what Netspend is and the benefits it provides.

Is Netspend Compatible With Paypal?

To transfer funds, link your NetSpend account to PayPal. Send any amount, and you will receive your funds within three days if you make a microtransaction.

What Do You Mean By Netspend? 

Netspend is a Texan company based out of Austin. Consumers can purchase Netspend cards from 70,000 distribution centers and load them cash at 130,000 reload points.

There are numerous places to reload your cards, including retailers, convenience stores, banks, and tax offices. In addition, Netspend offers payroll cards, which can deposit employee paychecks directly into Netspend accounts.

 What Is Netspend, And How Does It Work?

Netspend’s prepaid cards are issued through Visa and Mastercard, insured by the Federal Deposit Insurance Corporation. Netspend issues credit cards for the state- and federally-regulated financial institutions.

With the card, consumers can transfer money from their accounts, receive direct government and employer checks, receive SMS alerts, participate in rewards programs, and open a savings account offering tier interest rates.

What Is The Best Way To Transfer Money From Netspend To Paypal?

Connect your PayPal account to Netspend

  • Sign in to your PayPal account with your credentials.
  • Select the Wallet icon. 
  • Choose the Bank account option, and wait for the app to prompt you.
  • Please enter your routing number and Netspend account number once you receive a promo.
  • Click the Continue button. 
  • Review your info before clicking Add Bank Account.

Make a microtransaction to verify the link.

To verify your connection between Netspend and PayPal, you have to do the following:

  • Click on your PayPal account’s Wallet icon.
  • From the Transfer Money drop-down menu, select Add Money Online. 
  • On the following page, choose your Netspend account as the source of your money.
  • Your money should reach you within three days.

Add Netspend account’s fund to your PayPal account

The following steps will enable you to transfer any amount of NetSpend funds to your PayPal account: 

  • Sign in to your PayPal account
  • select the Wallet icon
  • Click on Transfer Money. 
  • Add Money Online. 
  • Now you can see your Netspend account on the next page.
  • Enter the amount of money that you wish to transfer between accounts. 
  • Transfer the funds successfully within three days.

Paypal To Netspend – How To Do It?

The Netspend card can also be useful to transfer money from your PayPal account to your PayPal account. While doing this, you need to link the two platforms.

Let’s find out how to link your accounts, please refer to step one of the previous section. For sending money to your Netspend card, please follow the below instructions:

  1. Firstly, log in to your PayPal account. 
  2. Then tap the withdraw button on the main dashboard
  3. Select the Transfer to the bank menu bar. 
  4. Afterward, select the amount of the Transfer.
  5. Click on the Netspend from the list of options. 
  6. Choose the Continue button to proceed. 
  7. Once you click on Submit, your funds will be back within four business days.

Overview Of Netspend’s Relationship With Paypal

Netspend and PayPal also offer two everyday prepaid cards, making it seem as if these two networks are would-be competitors. Instead, however, they cooperate closely to transfer money from and to the cards as efficiently as possible.

In addition, to reload points, you can also top up your PayPal card with Netspend fill points and vice versa. You should link them together if you frequently exchange funds if you have both cards.

In this case, since PayPal and Netspend are in close integration, therefore your funds will be available within three days or less if you transfer money from Netspend to PayPal.

What Is Netspend’s Revenue Model?

Netspend’s three service plans are as follows:

The Pay As You Go Plan = 

This plan is for people who expect to make just a few transactions. You can open an account without fees, and you do not have to pay a monthly fee. Rather than paying $1 for every credit purchase, customers will pay $2 for every debit purchase with a PIN.

The Fee Advantage Plan = 

Customers pay a monthly fee of $9.95 to open an account, but this plan allows them to make unlimited purchases at retailers with their debit or credit cards.

The Premier Fee Advantage Plan = 

A $5 monthly fee is charged by Netspend’s plan, which offers unlimited credit/debit purchases without an account fee.

However, if you qualify for this plan, you must have a monthly income of $500 that deposit directly into your Netspend account from a payroll deposit or government benefits.

You are still charging $1 each time your card declines at an ATM, in addition to the additional fees, for ATM withdrawals within the U.S. and $4.95 internationally. Customer service agents don’t charge for conducting account-to-account. In addition, direct deposits and online transfers are not chargeable.

As well as paying retail card loading fees, Netspend may charge you for loading mobile checks or certain external bank transfers based on your location.


If you have a Netspend and PayPal account, you should be able to transfer funds between them quickly, even if you are unfamiliar with technology.

It is a smooth and easy process when you link both accounts together. Furthermore, it is a painless process once you get the hang of linking both statements together, as they are ideally linked and work well together.

Frequently Asked Questions (FAQs)

Can I send money to my PayPal account from Netspend?

Yes. You can transfer money from your Netspend account to your PayPal account by opening a PayPal account and logging into its Wallet section to link your Netspend account. Once the bank account number and routing number are connected, you can transfer the money from your Netspend account to PayPal.

Can I use my Netspend card to send money?

For a fee of $5.95, you can request a check be mailed to you with the required amount, or you can withdraw cash from the card at an ATM, make direct payments using the card, or make direct payments using the card.

Is Netspend compatible with Cash App?

Netspend funds can be transferred to Cash App in the same way as Netspend funds can be transferred to PayPal.

Are linked prepaid cards accepted by PayPal?

PayPal allows you to transfer funds from prepaid cards by linking them as an accepted bank account within the app.

How much can I send to PayPal from Netspend?

Netspend Prepaid Visa cardholders have a spending limit of $4,999 per day, including amounts sent to other accounts. Additionally, you are permitted to withdraw $490 from an ATM per day.

Does Netspend charge extra for the Transfer of money to PayPal?

Money can be sent from Netspend to PayPal or Netspend without incurring additional fees.

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